Credit Score 411

On October 2, John Zollinger gave a quite insightful presentation on credit scores and how credit scores can affect your life. He showed the highs and the lows of credit score. He stressed the importance of keeping a decent credit scores by showing the results of a bad credit score.He began by presenting the FICO credit score, which was created by Fair Isaac Corporation, represents the statistical likelihood of payment default within one year of credit issuance within two Standard Deviations. ( To learn more about FICO credit score visit www.smartmoneydaily.com/personal-credit/fico-score ) That was followed by the importance of credit scores. Good credit is a good trait as an employee and shows personal and financial responsibility, which is a major plus! Credit scores are also used by lenders to determine whether or not you receive a loan and what interest rate you are charged.Mr. Zollinger showed the consequences of having a bad credit score, which were basically having to settle for less. Having to by a dingy instead of a power boat, or having to settle for an apartment instead of a house.The presentation was concluded with the six ways to kill your credit score and a skit that showed where you can end up as a result of a dead credit score. According to Mr. John Zollinger, the six ways to kill your credit score are being a big spender at the wrong time, being a payment slacker, being to thin, being too young and eager, being too tidy and being too nonchalant.Being that I am a big spender who seems to sometimes have to have no control when it comes to shopping, Mr. Zollinger’s presentation really opened my eyes. I now know that that Visa credit card with my name on it can ruin my future in a couple swipes. I will now be more cautious with my spending and practice “credit card abstinence!”

Career Beam

CareerBeam Values and Vision
My energetic, high spirited attitude and passion for children has molded my vision into becoming a pediatrician who can make a difference in my community and in the lives of children. The benefits of my vision statements are having that light in the back of my mind to keep me on track to remind me of what I am here for – to become successful. The challenge that comes along with writing a vision statement is having to carve for future in stone.The values that are most important to me are my confidence, my leadership skills, and my positive attitude. I express these values every day. I express these values in the classroom, and during my social time. The organization that expresses my vision and values to the fullest is The Hospital for the Sick Children. (http://www.sickkids.ca/) Their vision is healthier children. A better world. Their mission is to provide the best in complex and specialized health care for children, to create ground breaking scientific and clinical advancements, to share their knowledge and expertise worldwide and to champion the development of an accessible, comprehensive and sustainable child health care system. It would be more than opportunity to work for this company. To have the opportunity to help a child live a healthier life really is a better world.

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My Executive Mentors

I am Dior Monet Parsons, an energetic and knowledge hungry freshman attending the infamous Loyola University New Orleans.
Being raised in the Virgin Islands with two successful, well respected, and determined parents, I have no excuse but to be the best. I was blessed with three intellectual, experienced executive mentors with flourishing careers who plan to share their skill and their occurrences they endured to make it to the top. My Executive Mentors, John, Chris and Rodney are enjoyable and made it quite clear that they are willing to do everything in their power to contribute their knowledge to assist us in becoming the best! We spent our night discussing our hobbies and goals. They also opened the floor to any questions that we had. I really did appreciate their warm personalities and do look forward to learning all I can through this Executive Mentor Program.